Income Program

The strategy behind IMS Income was devised late in 1997 to compete directly with traditional conservative investments.  The goal was to develop a unique approach.

Popular conservative investments lack the upside potential IMS Income has been able to achieve.  We invite you to review the chart that illustrates the impressive gains a conservative program can deliver.


Growth Program

The strategy behind IMS Growth was devised early in 1997 to compete with the stock market as represented by the S&P 500 Stock Market Index.

Most stock market investment strategies lack the defensive potential achieved by the IMS Growth program.  We invite you to review the chart of an investment strategy that emphasizes the reduced risk a growth program can offer.

A Quick Look @ Our Company:

Interfund Management Services

More than $17M Under Management as of 9/2020

Interfund Management Services, Inc. (IMS) is a Registered Investment Advisory firm in the state of Washington.


Registered Advisors


Client Accounts


In Business Since


There are risks that come with most traditional investments.

The near collapse of the world’s financial system in 2008 exposed substantial risk in a broad range of investments, including conservative investments. Our investment programs are supported by automated technologies that help us react quickly to changing market conditions. Our main priority is to avoid unnecessary declines in value.

Our strategies essentially offer our clients reduced risk:

The Strategies:

Option #1


Low to Moderate Risk

IMS Income features low risk when compared to its generous returns.

IMS Income Program

IMS Income alternates holdings between high-yield bond mutual funds and the money market. The cash position is only utilized during troubled market conditions.

Option #2


Moderate to High Risk

IMS Growth adjusts investments to reduce the impact of bear markets.

IMS Growth Program

IMS Growth invests in a managed portfolio of up to 15 growth mutual funds. The IMS Growth cash position varies between one percent of the portfolio, to as high as 50%.

Client Reviews

Recent Client Testimonials:

20201022_160344 (2)

Karla Frey

Retired Pharmacist

I have had my IRA invested in the IMS Income program since early 2010 and am delighted to see the continual growth of my account despite the large yearly Required Minimum Distribution for my age. The defensive approach for managing the portfolio is a true winner and a great comfort for this 83 year old lady.

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    Hours of Operation:

    MON – FRI: 9:00 AM – 5:00 PM

    Interfund Management Services, Inc. (IMS) is a Registered Investment Advisory firm in the state of Washington, CRD #0116103, located at 109 S Grady Ct, Spokane Valley WA 99016. Interfund Management Services, Inc. is in compliance with current registration and /or the filing notice requirements for Washington State Registered Investment Advisers. Interfund Management Services, Inc. may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.