IRA Suitability Guidelines You are between 25 and 35 Mutual Funds 100% IMS Income 0% Management fee: 0.4%/yr You are between 35 and 45 Mutual Funds 80% IMS Income 20% Management fee: 0.6%/yr You are between 45 and 55 Mutual Funds 60% IMS Income 40% Management fee: 0.8%/yr You are between 55 and 65 Mutual Funds 100% IMS Income 0% Management fee: 0.4%/yr You are between 65 and 75 Mutual Funds 100% IMS Income 0% Management fee: 0.4%/yr You are 75 plus Mutual Funds 100% IMS Income 0% Management fee: 0.4%/yr
