IRA Suitability Guidelines

  Mutual Funds 100%

  IMS Income         0%

Management fee:  0.4%/yr

  Mutual Funds 80%

  IMS Income     20%  

Management fee:   0.6%/yr

  Mutual Funds 60%

  IMS Income     40%  

Management fee:  0.8%/yr

Mutual Funds 100%

IMS Income         0%

Management fee:  0.4%/yr

Mutual Funds 100%

IMS Income         0%

Management fee:  0.4%/yr

Mutual Funds 100%

IMS Income         0%

Management fee:  0.4%/yr